1% pa fixed interest* on 10% of your home and land costs, locked in for 30 years

Home ownership in New Zealand has become increasingly out of reach for many, with rising build costs making it feel unattainable. At Built For Me, we believe this shouldn't be the case.

That’s why we’ve partnered with innovative finance providers like Pro Fund Me, who offer smart, tailored, Turn Key Funding solutions to help make new-build home ownership more achievable. By offering a 1% fixed interest loan that boosts your deposit, Pro Fund Me helps you secure a mortgage with more favourable terms. It’s part of our commitment to making the dream of owning a home a reality for more Kiwis.

We welcome both first-time buyers and investors.

Pro Fund Me loans are available exclusively for new homes built by The Building Collective, and you can apply through one of our approved mortgage brokers.

What makes Pro Fund Me the smart choice?

Pay less interest

Save thousands in interest with our low, fixed rate.

Reduced borrowing

Reduce the amount you need to borrow from a bank.

Works for you

Flexible repayment options with no early repayment penalties.

You can borrow up to 10% of your new home and land’s value. For example, on a $1 million home, you could borrow up to $100,000 from Pro Fund Me at just 1% interest fixed over 30 years.

Use our finance calculator to see how our starter finance package can work for you.

Purchase amount: $0

$650k$1.5m

Pro Fund Me 10% of loan

$0

Interest rate on 10% Pro Fund Me portion

1%

Your deposit contribution

$0

Your bank loan amount

$0

By using Pro Fund Me you could save

$0 per annum

Enquire now

Disclaimer: The results from this calculator are indicative only. For exact figures and personalised advice, 
please consult with one of our authorised financial advisors. See terms and conditions >

I can save $11,700 in the first year in my new home

Why choose Pro Fund Me?

1% Interest Rate: Secure your 10% top-up loan with an industry-leading low rate, helping you save significantly on interest over the lifetime of your mortgage.

1% fixed interest rate

 A low, fixed interest rate for 30 years helps keep your repayments affordable.

Boost your deposit

By using Pro Fund Me alongside your savings, you can qualify for better mortgage terms.

Easy repayments

Manage your Pro Fund Me loan through our partner, Neo Capital Holdings, and access your balance online.

Flexible terms

Repay your loan early without penalties and reduce overall borrowing costs.

Connect with us today to learn how Pro Fund Me can help you secure your new home through an approved mortgage broker.

Register interest

FAQs

Eligibility

Who is eligible for a Pro Fund Me loan?

Can I use a Pro Fund Me loan for any house?

Pro Fund Me loans

How does a Pro Fund Me loan work?

How much can I borrow via Pro Fund Me?

How can Pro Fund Me offer a loan with only 1% interest?

What does the 1% interest cover?

How is a Pro Fund Me loan structured?

Which mortgage brokers can help me apply for a Pro Fund Me loan?

Is Pro Fund Me a lender?

What are the benefits of a Pro Fund Me loan?

Will I have to pay fees for my Pro Fund Me loan?

Do I need a big deposit to get a Pro Fund Me loan?

What is the full cost of borrowing with Pro Fund Me?

Repayments

Who manages the repayments?

Who do I repay?

Is online banking available for repayments?

Can I pay off my Pro Fund Me loan early?

What happens if I miss a payment?

Changes in circumstances

What happens when I sell my home?

What happens if I change my main lender?

Loans and mortgages

What is a mortgage?

What is a caveat loan?

What does “fixed interest rate” mean?

What’s the difference between Pro Fund Me and my main bank?

Can I talk to someone if I don’t understand the loan terms?

What is the difference between an equitable mortgage and a caveat loan?

Disclaimers

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